{"id":82069,"date":"2026-04-30T00:12:01","date_gmt":"2026-04-29T16:12:01","guid":{"rendered":"https:\/\/www.redonemobile.com.my\/?page_id=82069"},"modified":"2026-05-03T08:02:27","modified_gmt":"2026-05-03T00:02:27","slug":"redcash","status":"publish","type":"page","link":"https:\/\/www.redonemobile.com.my\/en\/redcash\/","title":{"rendered":"redCASH"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"82069\" class=\"elementor elementor-82069\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f8d778 elementor-hidden-desktop e-flex e-con-boxed e-con e-parent\" data-id=\"7f8d778\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01eb602 elementor-widget elementor-widget-image\" data-id=\"01eb602\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"349\" src=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/03\/mobile-banner-eng-3.jpg\" class=\"attachment-large size-large wp-image-82063\" alt=\"\" srcset=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/03\/mobile-banner-eng-3.jpg 812w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/03\/mobile-banner-eng-3-300x131.jpg 300w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/03\/mobile-banner-eng-3-768x335.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d2b96b e-con-full e-flex e-con e-parent\" data-id=\"4d2b96b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa3f9aa elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"fa3f9aa\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"422\" src=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/03\/dekstop-banner-eng-scaled.jpg\" class=\"attachment-full size-full wp-image-82051\" alt=\"\" srcset=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/03\/dekstop-banner-eng-scaled.jpg 2560w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/03\/dekstop-banner-eng-300x49.jpg 300w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/03\/dekstop-banner-eng-1024x169.jpg 1024w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/03\/dekstop-banner-eng-768x126.jpg 768w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/03\/dekstop-banner-eng-1536x253.jpg 1536w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/03\/dekstop-banner-eng-2048x337.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f51796a elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f51796a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1a7a26a\" data-id=\"1a7a26a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1cd7f60 elementor-widget elementor-widget-text-editor\" data-id=\"1cd7f60\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2 class=\"p1\"><strong>Personal Financing Exclusively<\/strong><br \/>for red<span style=\"color: #f50002;\"><b>ONE<\/b><\/span> Mobile Customers<\/h2>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-53a2f66 elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53a2f66\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ce7e761\" data-id=\"ce7e761\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a4f573 elementor-widget elementor-widget-text-editor\" data-id=\"5a4f573\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\"><strong>Personal Financing Exclusively<\/strong><br \/>for red<span style=\"color: #f50002;\"><b>ONE<\/b><\/span> Mobile Customers<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-f3cb34b e-flex e-con-boxed e-con e-parent\" data-id=\"f3cb34b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4e72283 elementor-widget elementor-widget-image\" data-id=\"4e72283\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"546\" src=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-02-scaled.png\" class=\"attachment-full size-full wp-image-66855\" alt=\"\" srcset=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-02-scaled.png 2560w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-02-300x64.png 300w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-02-1024x218.png 1024w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-02-768x164.png 768w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-02-1536x328.png 1536w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-02-2048x437.png 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8f917b2 e-flex e-con-boxed e-con e-parent\" data-id=\"8f917b2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ad6b206 e-con-full e-flex e-con e-child\" data-id=\"ad6b206\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3ce0d3 elementor-widget elementor-widget-image\" data-id=\"b3ce0d3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.redcash.com.my\/redCASH\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2145\" height=\"2497\" src=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-01-mobile-1.png\" class=\"attachment-full size-full wp-image-66867\" alt=\"\" srcset=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-01-mobile-1.png 2145w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-01-mobile-1-258x300.png 258w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-01-mobile-1-880x1024.png 880w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-01-mobile-1-768x894.png 768w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-01-mobile-1-1319x1536.png 1319w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-01-mobile-1-1759x2048.png 1759w\" sizes=\"(max-width: 2145px) 100vw, 2145px\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-95b9df2 e-con-full e-flex e-con e-child\" data-id=\"95b9df2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52cbc31 elementor-widget elementor-widget-image\" data-id=\"52cbc31\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.redcash.com.my\/redCASH-i\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2145\" height=\"2497\" src=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-02-mobile.png\" class=\"attachment-full size-full wp-image-66859\" alt=\"\" srcset=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-02-mobile.png 2145w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-02-mobile-258x300.png 258w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-02-mobile-880x1024.png 880w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-02-mobile-768x894.png 768w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-02-mobile-1319x1536.png 1319w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2025\/05\/EN-03-02-mobile-1759x2048.png 1759w\" sizes=\"(max-width: 2145px) 100vw, 2145px\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b94304d e-flex e-con-boxed e-con e-parent\" data-id=\"b94304d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b32824e e-flex e-con-boxed e-con e-child\" data-id=\"b32824e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-804d46e elementor-widget elementor-widget-text-editor\" data-id=\"804d46e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">Everything is easier with red<span style=\"color: #f50002;\"><b>CASH<\/b><\/span> Personal Financing!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa3fdc7 e-flex e-con-boxed e-con e-parent\" data-id=\"aa3fdc7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-667ded4 e-flex e-con-boxed e-con e-child\" data-id=\"667ded4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-caece20 elementor-widget elementor-widget-text-editor\" data-id=\"caece20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">You only need to follow these 4 simple steps to apply for your personal loan with a 24-hour loan approval period!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57015e1 e-flex e-con-boxed e-con e-parent\" data-id=\"57015e1\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cb24462 e-flex e-con-boxed e-con e-child\" data-id=\"cb24462\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a988446 elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"a988446\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"282\" src=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/02\/steps-ENG-1024x361.png\" class=\"attachment-large size-large wp-image-80336\" alt=\"\" srcset=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/02\/steps-ENG-1024x361.png 1024w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/02\/steps-ENG-300x106.png 300w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/02\/steps-ENG-768x271.png 768w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/02\/steps-ENG-1536x542.png 1536w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/02\/steps-ENG-2048x722.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97162f6 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"97162f6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"948\" height=\"2560\" src=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/05\/en-1@0105-scaled.png\" class=\"attachment-full size-full wp-image-82208\" alt=\"\" srcset=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/05\/en-1@0105-scaled.png 948w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/05\/en-1@0105-111x300.png 111w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/05\/en-1@0105-379x1024.png 379w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/05\/en-1@0105-768x2074.png 768w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/05\/en-1@0105-569x1536.png 569w, https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/05\/en-1@0105-758x2048.png 758w\" sizes=\"(max-width: 948px) 100vw, 948px\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71d1d4e elementor-widget elementor-widget-spacer\" data-id=\"71d1d4e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09e0731 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"09e0731\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-11c2bd1\" data-id=\"11c2bd1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-89fc8d0 elementor-widget elementor-widget-text-editor\" data-id=\"89fc8d0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h5 style=\"text-align: center; font-size: 14px; line-height:12px;\"><strong><span style=\"color: #ffffff;\">*For a full list of countries and their respective call charges, please check here.<\/span><\/strong><\/h5>\n<h5 style=\"text-align: center; font-size: 14px;\"><span style=\"color: #ffffff;\">\n<strong>*All prices stated exclude Service Tax, applicable only for redONE Postpaid users.<\/strong><\/span><\/h5>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6a4bc42 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a4bc42\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-e815eeb elementor-hidden-mobile\" data-id=\"e815eeb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-11bfd7e\" data-id=\"11bfd7e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5683bde elementor-widget elementor-widget-image\" data-id=\"5683bde\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.celcom.com.my\/support\/network-checker\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"49\" height=\"49\" src=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2022\/03\/Asset-23.png\" class=\"attachment-large size-large wp-image-14608\" alt=\"Redone Network Coverage\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d56b8d elementor-widget elementor-widget-heading\" data-id=\"5d56b8d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Check Coverage<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e58fa87 elementor-widget elementor-widget-text-editor\" data-id=\"e58fa87\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Provided by Celcom Axiata, our redONE users get to enjoy the same widest and best network coverage throughout Malaysia.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-a622c75\" data-id=\"a622c75\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a58f25c elementor-widget elementor-widget-image\" data-id=\"a58f25c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.redonemobile.com.my\/web\/store-locator\/\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"51\" height=\"50\" src=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2022\/03\/Asset-24.png\" class=\"attachment-large size-large wp-image-14609\" alt=\"locate an agent\" loading=\"eager\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcea391 elementor-widget elementor-widget-heading\" data-id=\"bcea391\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Locate An Agent<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4f0157 elementor-widget elementor-widget-text-editor\" data-id=\"d4f0157\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Visit one of our appointed agents or partners in your region.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-92fa254 elementor-hidden-mobile\" data-id=\"92fa254\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1de14dd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1de14dd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-fc8e475\" data-id=\"fc8e475\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03d231a elementor-widget elementor-widget-heading\" data-id=\"03d231a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">redCASH<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea540e0 elementor-widget elementor-widget-jet-accordion\" data-id=\"ea540e0\" data-element_type=\"widget\" data-widget_type=\"jet-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-accordion\" data-settings=\"{&quot;collapsible&quot;:false,&quot;ajaxTemplate&quot;:false,&quot;switchScrolling&quot;:false,&quot;switchScrollingOffset&quot;:0,&quot;switchScrollingDelay&quot;:500}\" role=\"tablist\">\n\t\t\t<div class=\"jet-accordion__inner\">\n\t\t\t\t<div class=\"jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2451\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2451\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">FAQ<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2451\" class=\"jet-toggle__content\" data-toggle=\"1\" role=\"tabpanel\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><ol><li><strong>What is red<span style=\"color: #ff0000;\">CASH<\/span> Personal Loan?<br \/><\/strong>red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span>\u00a0Personal Loan is a money-lending service provided by RED ONE NETWORK SDN BHD (\u201credONE\u201d), a licensed moneylender approved by the Kementerian Perumahan dan Kerajaan Tempatan to offer personal loans (hereinafter referred to as \u201cred<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> \u201d) through its secure digital platform \u2013https:\/\/ www.redcash.com.myA-3-42, Block A, 3rd Floor &amp; C-GF-45, Block C, Ground Floor, IOI Boulevard, Jalan Kenari 5, Bandar Puchong Jaya, 47170 Puchong, Selangor, Malaysia.<br \/>License Number: WL7134\/10\/01-4\/230727<br \/>License Validity: 24\/07\/2025 &#8211; 23\/07\/2027<\/li><\/ol><ol start=\"2\"><li><strong>What are the benefits of red<span style=\"color: #ff0000;\">CASH<\/span>Personal Loan?<br \/><\/strong>red<strong><span style=\"color: #ff0000;\">ONE<\/span>\u00a0<\/strong>Mobile provides access to financing to the underserved markets and offers the following benefits:<\/li><\/ol><ul><li>Fully Digital Application Anytime and Anywhere<\/li><li>Uses technologies like e-KYC, Electronic signatures &amp; Online video attestation<\/li><li>Fast Approval within 1 Business Day (T&amp;C apply)<\/li><\/ul><ol start=\"3\"><li><strong>Who is eligible to apply for a personal loan under red<span style=\"color: #ff0000;\">CASH<\/span>?<br \/><\/strong>Currently, red<span style=\"color: #ff0000;\">CASH<\/span>personal loan is offered exclusively to red<span style=\"color: #ff0000;\"><strong>ONE<\/strong><\/span> Mobile\u00a0existing mobile customers. Therefore, you need to be a red<span style=\"color: #ff0000;\"><strong>ONE<\/strong><\/span>\u00a0mobile user and meet the following criteria:<\/li><\/ol><ul><li>As a red<span style=\"color: #ff0000;\"><strong>ONE<\/strong><\/span>Postpaid customer, you need to have bill payment record of more than 6 months<\/li><li>You need to be an Individual of Malaysian citizen aged between 18 &#8211; 60 years old<\/li><li>You need to be employed in one of these categories: Private Sector Employee, Government Servant or Self-Employed<\/li><li>You need to have at least a monthly gross income of RM1,500.00 or more<\/li><li>You need to meet red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span>&#8216;s credit profile requirements &amp; have good credit scoring with financial institutions<\/li><li>You agree on the default repayment via Direct Debit<\/li><li>You have no active or outstanding loan with red<span style=\"color: #ff0000;\"><strong>ONE <\/strong><\/span>Mobile<\/li><\/ul><ol start=\"4\"><li><strong>What is the minimum and maximum loan amount that I can borrow?<\/strong><br \/>The minimum loan amount is RM1,000, while the maximum is RM10,000. The approved loan amount is subject to credit evaluation.<\/li><\/ol><ol start=\"5\"><li><strong>What is the minimum and maximum loan tenure that I can choose from?<\/strong><br \/>The minimum loan tenure is 6 months, and the maximum loan tenure is 2 years (24 months).<\/li><\/ol><ol start=\"6\"><li><strong>Is there any processing fee, stamp duty or any other charges?<\/strong><br \/>Yes, there will be minimal charges apply for all approved loans. These charges are:<br \/>Processing Fee : RM50.00<br \/>Stamp Duty Fee : 0.50% on the approved loan amount<\/li><\/ol><p><strong>\u00a0<\/strong><\/p><ol start=\"7\"><li><strong>What is the interest rate offered?<\/strong><br \/>The interest rate offered is fixed at 1.5% per month or 18% per annum. Below is the estimated repayment plan table for your reference:<\/li><\/ol><div style=\"overflow-x: auto; margin: 10px;\"><table style=\"border-collapse: collapse; width: 100%; max-width: 100%; text-align: center;\"><thead><tr style=\"background-color: #df2027; color: white;\"><th style=\"border: 1px solid #dddddd; padding: 8px;\" rowspan=\"2\">Loan Amount (RM)<\/th><th style=\"border: 1px solid #dddddd; padding: 8px;\" colspan=\"4\">Monthly Instalment<\/th><\/tr><tr style=\"background-color: #df2027; color: white;\"><th style=\"border: 1px solid #dddddd; padding: 8px;\">6<\/th><th style=\"border: 1px solid #dddddd; padding: 8px;\">12<\/th><th style=\"border: 1px solid #dddddd; padding: 8px;\">18<\/th><th style=\"border: 1px solid #dddddd; padding: 8px;\">24<\/th><\/tr><\/thead><tbody><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">1,000<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">182<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">99<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">71<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">57<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">2,000<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">364<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">197<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">142<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">114<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">3,000<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">545<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">295<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">212<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">170<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">4,000<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">727<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">394<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">283<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">227<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">5,000<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">909<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">492<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">353<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">284<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">6,000<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">1,090<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">590<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">424<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">340<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">7,000<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">1,272<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">689<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">494<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">397<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">8,000<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">1,454<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">787<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">565<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">454<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">9,000<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">1,635<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">885<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">635<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">510<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">10,000<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">1,817<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">984<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">706<\/td><td style=\"border: 1px solid #dddddd; padding: 8px;\">567<\/td><\/tr><\/tbody><\/table><\/div><ol start=\"8\"><li><strong>What are the documents required to apply for red<span style=\"color: #ff0000;\">CASH<\/span>\u00a0Personal Loan?<\/strong><\/li><\/ol><div style=\"overflow-x: auto; margin: 10px;\"><table style=\"border-collapse: collapse; width: 100%; max-width: 100%; text-align: center;\"><thead><tr style=\"background-color: #df2027; color: white;\"><th style=\"border: 1px solid #dddddd; padding: 8px;\">No.<\/th><th style=\"border: 1px solid #dddddd; padding: 8px;\">For Individual Salaried Employee<\/th><th style=\"border: 1px solid #dddddd; padding: 8px;\">For Individual Self-Employed<\/th><\/tr><\/thead><tbody><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">i.<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\"><b>Completed Online Application Form<\/b><\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Completed Online Application Form<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">ii.<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\"><b>Copy of NRIC (Both Sides)<\/b><\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Copy of NRIC (Both Sides)<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">iii.<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\"><b>Latest 3 months of salary slip<\/b><\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Latest Form B\/BE with official tax receipt<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">iv.<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\"><b>Latest 3 months of bank statement (monthly salary credited or other credited income)<\/b><\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Business registration Certificate for Sole-Proprietor or Partnership<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">v.<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\"><b>Latest EPF Statement OR Form EA OR Form B\/BE with official tax receipt (optional)<\/b><\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Form 9, 24, 49 for private limited company Sdn. Bhd.<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px;\">vi.<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">\u00a0<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Latest 3 consecutive months bank statements<\/td><\/tr><\/tbody><\/table><\/div><ol start=\"9\"><li><strong>What is the process for red<span style=\"color: #ff0000;\">CASH<\/span>\u00a0loan application?<\/strong><\/li><\/ol><p><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/02\/steps-ENG.png\" alt=\"redCASH-loan-application\" \/><\/p><ol start=\"10\"><li><strong>How long is the approval process after application is successfully submitted?<br \/><\/strong>The approval process is as fast as 1 business day depending on accuracy of the application details. For the avoidance of doubt, the approved loan amount, interest rate and the repayment period may not necessarily be the same as the applied loan. The approved loan is depended on the debt-service-ratio (DSR) calculation of an applicant.<\/li><\/ol><ol start=\"11\"><li><strong>Will I be notified if my application is approved or declined?<\/strong><br \/>You will be notified via email on your loan application status. If your loan is approved, the notification will be with instructions to complete the following online process:<\/li><\/ol><ol><li>Choose Attestation Method and<\/li><li>E-sign of your loan agreement<\/li><\/ol><ol start=\"12\"><li><strong>How fast can I obtain the fund?<\/strong><br \/>After you completed the online attestation &amp; e-signing of the loan agreement, it will take around *3 to 7 business days for the approved loan amount to be deposited into your personal bank account. (Processing fee of RM50.00 and 0.5% of the approved loan amount for stamp duty (as per Stamp Act 1949) will be deducted upon loan disbursement).<\/li><\/ol><ol start=\"13\"><li><strong>How much is the Late Charges?<\/strong><br \/>You are obliged to pay the monthly instalment on or before the due date stated in your loan agreement. Failure to pay instalment in full or on time will be charged with late payment interest at the rate of 8% per annum on any\/or each overdue instalment after the due date.<strong>Illustration:<\/strong><br \/>Late Charges = Overdue Instalment Amount x Late payment Interest 8%\/365 x (no of days overdue (Date Paid \u2013 Due Date))<br \/>Example, Late Charge = RM 567 x 8%\/365 x (1 day overdue) = RM 0.12<br \/>Reminder Letter Postage Charge of RM 10 will be applied per dispatch.<\/li><\/ol><ol start=\"14\"><li><strong>Can I do Early Settlement and is there any Early Settlement Fee?<\/strong>Yes, you can. You just need to send email on your request to careline@redone.com.my and we will provide you the settlement amount on your desired date of settlement. Please take note that early settlement of the loan will not have any changes on the outstanding repayment of principal or interest payable under the loan agreement.<\/li><\/ol><ol start=\"15\"><li><strong>Can I request a refund for excess payments on my red<span style=\"color: #ff0000;\">CASH<\/span>loan account?<br \/><\/strong>Yes, you may be eligible for a refund, depending on the excess amount. Any excess payment of RM10.00 or less made upon the settlement of your red<span style=\"color: #ff0000;\">CASH<\/span> Personal Loan account shall be treated as an administrative fee.<br \/>For excess payments above RM10.00, you may request a refund. You are required to provide your loan account details, payment transaction information and bank account details to red<span style=\"color: #ff0000;\">ONE<\/span> Mobile for verification prior to processing the refund to your bank account.<\/li><\/ol><ol start=\"16\"><li><strong>How is the monthly instalment calculated?<\/strong><br \/>The monthly instalment is calculated based on the following formula\/illustration:<br \/>Monthly Instalment = (Loan Amount x Tenure (Months) x Fixed Interest Rate per month + Loan Amount) \/ Tenure (months)<\/li><\/ol><ol start=\"17\"><li><strong>How can I pay the monthly instalments?<\/strong><br \/>Payment can be made in many convenient ways:<\/li><\/ol><ul><li>By Direct Debit from your bank account<\/li><li>By Online Banking via FPX payment gateway at your red<span style=\"color: #ff0000;\">CASH<\/span>&#8216;s portal<\/li><li>By JomPAY from your online banking at 42 participating banks<\/li><\/ul><ol start=\"18\"><li><strong>What is Direct Debit?<\/strong><br \/>Direct Debit is a convenient way for you to pay your red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span>\u00a0instalments. It authorises RED ONE NETWORK SDN BHD to collect your monthly loan instalment automatically from your debit card\/bank account according to your repayment schedule.<\/li><\/ol><ol start=\"19\"><li><strong>How do I sign up or update for Direct Debit?<\/strong><\/li><\/ol><ul><li>Step 1: Login to red<span style=\"color: #ff0000;\">CASH<\/span> Account<\/li><li>Step 2: Click on \u201cUpdate Direct Debit\u201d and key in your debit card details<\/li><li>Step 3: Perform a one-time successful payment transaction to activate your Direct Debit. (note: RM1.00 will be charged\/deducted for verification purpose and will be refunded to your loan agreement)<\/li><\/ul><ol start=\"20\"><li><strong>What should I do if my Direct Debit payment is unsuccessful?<\/strong><br \/>An SMS will be sent to you upon unsuccessful deduction for the first attempt and a total of 2 subsequent attempts will be made. Once all attempts failed, you need to manually make payment for the lapsed months.<\/li><\/ol><ol start=\"21\"><li><strong> When will my first instalment commence after my loan is approved?<\/strong><br \/>Your first instalment will commence after 30 days from the date of your agreement signing. Your monthly instalment amount, due date, repayment period and first instalment commencement date will be as stipulated in your loan agreement or the repayment schedule available at your red<span style=\"color: #ff0000;\">CASH<\/span>&#8216;s account.<\/li><\/ol><ol start=\"22\"><li><strong>How can I get help with my payments?<\/strong><br \/>If you&#8217;re struggling to keep up with your payments, we\u2019re here to help. We understand that financial situations can change, and we\u2019ll review your case to offer the best solution. For assistance, please\u00a0<a href=\"https:\/\/www.redcash.com.my\/contact-us\">Contact Us<\/a>. (url: https:\/\/www.redcash.com.my\/contact-us)<\/li><\/ol><ol start=\"23\"><li><strong> What is redCASHLoan Protection Personal Accident?<\/strong><br \/>This product is exclusively offering to red<strong>ONE\u00a0<\/strong>Mobile customers. This product provides financial security as to repay your loan outstanding amount in the event of death or disablement caused solely and directly by a sudden, unforeseen and fortuitous event that happens unexpectedly. This product is underwritten by Zurich General Insurance Malaysia Berhad.<p>Disclaimer: RED ONE NETWORK SDN BHD is registered agent of Zurich General Insurance Malaysia Berhad. The benefit(s) payable under Loan Protection Plan product is protected by PIDM up to limits. Please refer to PIDM\u2019s TIPS Brochure or contact Zurich General Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).<\/p><\/li><\/ol><ol start=\"24\"><li><strong> Where can I get more information?<\/strong><br \/>Kindly email us at careline@redone.com.my or call us at 1909* Or 1300 11 0088* to speak to any of our officer<\/li><\/ol><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\"jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2452\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"2\" role=\"tab\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2452\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">Terms & Conditions<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2452\" class=\"jet-toggle__content\" data-toggle=\"2\" role=\"tabpanel\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p><strong>red<span style=\"color: #ff0000;\">CASH<\/span>\u00a0Personal Loan&#8217;s Terms and Condition<\/strong><\/p><p><strong>1. USE OF SERVICE<\/strong><\/p><p>1.1. The person applying for the red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> product (\u201cthe Applicant\u201d or \u201cthe Customer\/s\u201d) agrees that these terms shall be binding on the Applicant and govern the use of the red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> granted by red<span style=\"color: #ff0000;\"><strong>ONE <\/strong><\/span>Mobile<\/p><p>1.2. red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> eligibility as following:<\/p><p>1.2.1. Exclusive for red<span style=\"color: #ff0000;\"><strong>ONE <\/strong><\/span>Postpaid Customers more than 6 months<\/p><p>1.2.2. Individual of Malaysian citizen aged between 18 &#8211; 60 years old<\/p><p>1.2.3. Private Sector Employee, Government Servant or Self-Employed<\/p><p>1.3. Supporting documents for red<span style=\"color: #ff0000;\"><strong>CASH <\/strong><\/span>application as following:<\/p><div style=\"overflow-x: auto; margin: 10px;\"><table style=\"border-collapse: collapse; width: 100%; max-width: 100%; text-align: center;\"><thead><tr style=\"background-color: #df2027; color: white;\"><th style=\"border: 1px solid #dddddd; padding: 8px;\">For Individual Salaried Employee<\/th><th style=\"border: 1px solid #dddddd; padding: 8px;\">For Individual Self-Employed<\/th><\/tr><\/thead><tbody><tr><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Completed Online Application Form<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Completed Online Application Form<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Copy of NRIC (Both Sides)<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Copy of NRIC (Both Sides)<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Latest 3 months of salary slip<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Latest Form B\/BE with official tax receipt<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Latest 3 months of bank statement (monthly salary credited or other credited income)<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Business registration Certificate for Sole-Proprietor or Partnership<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Latest EPF Statement OR Form EA OR Form B\/BE with official tax receipt (optional)<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Form 9,24,49 for private limited company Sdn.Bhd.<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">\u00a0<\/td><td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Latest 3 consecutive months bank statements<\/td><\/tr><\/tbody><\/table><\/div><p>1.4. red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> application at minimum loan amount is at RM1,000.00 to maximum RM10,000.00<\/p><p>1.5. The fixed interest rate is at 1.5% per month or 18% per annum<\/p><p>1.6. The minimum loan tenure is from 6 months up to maximum 2 years (24 months)<\/p><p>1.7. For the avoidance of doubt, the approved loan amount, interest rate and the repayment period may not necessarily be the same in the applied loan application as its subject to final approval from red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span><\/p><p>1.8. Any difference between the loan amount, interest rate or due date, as the case may be finally approved by the red<span style=\"color: #ff0000;\"><strong>CASH <\/strong><\/span>shall not affect the validity of these terms and the loan agreement<\/p><p>1.9. Applicant affirms that all information provided in the application form and the supporting documents submitted through red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span>&#8216;s website, application form or any other accredited channels are true and correct. As such Applicant hereby consents that:<\/p><p>1.9.1. red<span style=\"color: #ff0000;\"><strong>CASH <\/strong><\/span>will validate such submission with available information on the applicant&#8217;s accounts, credit information and\/or other status checks from applicable entities, e.g. red<span style=\"color: #ff0000;\"><strong>ONE <\/strong><\/span>Mobile and authorised Credit Reporting Agencies in Malaysia or any other regulatory institution<\/p><p>1.9.2. The Applicant agrees that the loan application data provided can be used by red<span style=\"color: #ff0000;\"><strong>CASH <\/strong><\/span>to pre-fill any of the Applicant&#8217;s future loan application<\/p><p>1.9.3. Any incorrect information, misrepresentation, misleading information that if provided and known will result to delay or rejection of the application<\/p><p>1.9.4. red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> has the right to cancel\/decline the application if reply or feedback has not been received within the specified period of time<\/p><p>1.9.5. red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> retains the sole right to approve, decline, modify, change, increase or decrease your loan application without any liability to the Applicant<\/p><p>1.9.6. red<span style=\"color: #ff0000;\"><strong>CASH <\/strong><\/span>also has the right to offer Applicant different loan product features or services<\/p><p>1.9.7. red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> have absolute right to retain on all the provided supporting documents or information as permissible under the regulations retention period<\/p><p><strong>2. ACCEPTANCE OF APPROVED LOAN APPLICATION<\/strong><\/p><p>2.1. Upon approval of the red<span style=\"color: #ff0000;\"><strong>CASH <\/strong><\/span>application, the Applicant will be notified by email for online attestation and e-sign loan agreement process<\/p><p>2.2. The validity of the approval is at maximum 30 business days from the approval date<\/p><p>2.3. You may need re-apply a new loan application if you are failed to complete the online attestation and the e-sign process within the specified time mentioned in 2.2<\/p><p>2.4. The signed stamped agreement together with the stamp certificate will be sent to your registered email address and deemed to be served upon successful transmission of the email<\/p><p><strong>3. LOAN DISBURSEMENT<\/strong><\/p><p>3.1. All approved loan amount will be disbursed to your Personal Saving or Current Account provided in the application form<\/p><p>3.2. Processing Fee of RM50.00 and 0.5% of the approved loan amount for stamp duty (as per Stamp Act 1949) will be deducted upon loan disbursement<\/p><p>3.3. Any incorrect bank information provided in the application form may result to delay or rejection of electronic payment or bank transfer to your bank account<\/p><p>3.4. The accuracy of the bank information is also your responsibility and red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> will not hold any liability for any reason of the rejection or wrong bank account number that omitted by you<\/p><p><strong>4. LOAN REPAYMENT<\/strong><\/p><p>4.1. Your monthly instalment amount, due date, repayment period and first instalment commencing date will be as stipulated in the loan agreement<\/p><p>4.2. Repayment method is available via Online Banking through Direct Debit, FPX or JomPAY<\/p><p>4.3. red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> reserved the right of the payment allocation on each repayment without any notice to you<\/p><p>4.4. A receipt on each payment will be generated and made available at your red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span>&#8216;s account<\/p><p>4.5. Early settlement will not have any changes on the balance principal or interest payable under your loan agreement, you are required to pay the total outstanding of the remaining instalments including any other accrued charges or\/and accrued late payment interest outstanding (if any)<\/p><p>4.6. If applicable, any excess payment of RM10.00 or less made upon the settlement of your red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> Personal Loan account shall be treated as an administrative fee. For excess payments exceeding RM10.00, you may request a refund by providing your loan account details, payment transaction information and bank account details to red<span style=\"color: #ff0000;\"><strong>ONE <\/strong><\/span>Mobile. This information is required for verification prior to processing the refund to your bank account.<\/p><p><strong>5. DEFAULT OF INSTALLMENT<\/strong><\/p><p>5.1. In the event of you have defaulted on repayments, red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> shall be entitled to enforce or exercise any right under the loan agreement, collections and recovery, legal action including reporting to credit bureaus<\/p><p>5.2. red<span style=\"color: #ff0000;\"><strong>CASH<\/strong><\/span> may be at any own discretion to suspend or terminate any other services within red<span style=\"color: #ff0000;\"><strong>ONE<\/strong><\/span> Mobile Group, e.g. barred\/termination of red<span style=\"color: #ff0000;\"><strong>ONE<\/strong><\/span> mobile services<\/p><p><strong>6. LATE PAYMENT INTEREST<\/strong><\/p><p>6.1. In addition to the interest payable under the loan agreement, you are hereby further agree to pay late payment interest at the rate of 8% per annum on any\/or each overdue instalment after the due date<\/p><p><strong>7.GOVERNING LAW<\/strong><\/p><p>7.1. You hereby agree have read, understood and agreed to be bound by these terms herein and red<span style=\"color: #ff0000;\"><strong>ONE<\/strong><\/span> Mobile&#8217;s Privacy Policy shall be read together as an entire loan agreement<\/p><p>7.2. These terms herein may be varied, added to, deleted or amended from time-to-time and will be updated at red<strong><span style=\"color: #ff0000;\">CASH<\/span>&#8216;<\/strong>s website and shall be governed and construed in accordance with the laws of Malaysia<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7376c34 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7376c34\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0afde64\" data-id=\"0afde64\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0cc150e elementor-widget elementor-widget-heading\" data-id=\"0cc150e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">redCASH-i<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbb14a7 elementor-widget elementor-widget-jet-accordion\" data-id=\"bbb14a7\" data-element_type=\"widget\" data-widget_type=\"jet-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"jet-accordion\" data-settings=\"{&quot;collapsible&quot;:false,&quot;ajaxTemplate&quot;:false,&quot;switchScrolling&quot;:false,&quot;switchScrollingOffset&quot;:0,&quot;switchScrollingDelay&quot;:500}\" role=\"tablist\">\n\t\t\t<div class=\"jet-accordion__inner\">\n\t\t\t\t<div class=\"jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1961\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1961\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">FAQ<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1961\" class=\"jet-toggle__content\" data-toggle=\"1\" role=\"tabpanel\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">1. What is red<span style=\"color: #ff0000;\">CASH-i<\/span> Personal Financing?<\/p><p style=\"margin-top: 0; margin-bottom: 10px;\">red<span style=\"color: #ff0000;\">CASH-i<\/span> is an unsecured Islamic Personal Financing facility provided by RED ONE NETWORK SDN BHD (\u201cred<span style=\"color: #ff0000;\">ONE<\/span>\u201d). It offers a fully digital Syariah-compliant financing that applied with Shariah concept known as Commodity Murabahah and is Certified by Masryef Advisory Sdn Bhd.<\/p><p style=\"margin-top: 0; margin-bottom: 10px;\">Commodity murabahah is a murabahah contract via tawarruq arrangement. Murabahah is a cost-plus profit sale contract whereby the seller expressly mentions the cost of goods sold and sells it to a buyer by adding a mutually agreed profit that can either be in lump sum or through an agreed ratio or profit to be charged over the cost. Payment for this sale transaction can be made by buyer to seller on deferred basis e.g., monthly basis. For this facility, the seller is RED <span style=\"color: #ff0000;\">ONE<\/span> NETWORK SDN. BHD. (200301016674 (619094-D)) (red<span style=\"color: #ff0000;\">ONE<\/span>) and the Customer is the buyer.<\/p><p style=\"margin-top: 0;\">Tawarruq is a financing arrangement whereby the customer will obtain cash through series of sales transactions which include; red<span style=\"color: #ff0000;\">ONE<\/span> Mobile to purchase commodity from the commodity suppliers (1st sale) and sell it to customer (2nd Sale) and subsequently the customer will sell it to third party (3rd sale) and obtain the cash. All of these sale transactions will be conducted on the Shariah compliant commodity trading platform.<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">2. What are the benefits of red<span style=\"color: #ff0000;\">CASH-i<\/span> Personal Financing?<\/p><p style=\"margin-top: 0; margin-bottom: 5px;\">red<span style=\"color: #ff0000;\">ONE<\/span> Mobile provides access of financing to the underserved markets and offers the following benefits:<\/p><ul style=\"list-style-type: disc; padding-left: 20px; margin-top: 5px;\"><li>Fully Digital Application Anytime and Anywhere<\/li><li>Uses technologies like e-KYC &amp; Electronic signatures<\/li><li>Fast Approval within 1 Business Day (T&amp;C apply)<\/li><\/ul><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">3. Who is eligible to apply for a personal financing under red<span style=\"color: #ff0000;\">CASH-i<\/span>?<\/p><p style=\"margin-top: 0; margin-bottom: 5px;\">Currently, red<span style=\"color: #ff0000;\">CASH-i<\/span> personal financing is offered exclusively to red<span style=\"color: #ff0000;\">ONE<\/span> Mobile existing mobile customers. Therefore, you need to be a red<span style=\"color: #ff0000;\">ONE<\/span> mobile user and meet the following criteria:<\/p><ul style=\"list-style-type: disc; padding-left: 20px; margin-top: 5px;\"><li>As a red<span style=\"color: #ff0000;\">ONE<\/span> Postpaid customer, you need to have bill payment record of more than 6 months<\/li><li>You need to be an Individual of Malaysian citizen aged between 18 &#8211; 60 years old<\/li><li>You need to be employed in one of these categories: Private Sector Employee, Government Servant or Self-Employed<\/li><li>You need to have at least a monthly gross income of RM1,500.00 or more<\/li><li>You need to meet red<span style=\"color: #ff0000;\">CASH-i<\/span>&#8216;s credit profile requirements &amp; have good credit scoring with financial institutions<\/li><li>You agree on the default monthly payment method via Direct Debit<\/li><li>You have no active or outstanding financing with red<span style=\"color: #ff0000;\">ONE<\/span> Mobile<\/li><\/ul><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">4. What is the minimum and maximum financing amount that I can receive?<\/p><p style=\"margin-top: 0;\">The minimum financing amount is RM1,000, while the maximum is RM10,000. The approved financing amount is subject to credit evaluation.<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">5. What is the minimum and maximum financing tenure that I can choose from?<\/p><p style=\"margin-top: 0;\">The minimum financing tenure is 6 months, and the maximum is 2 years (24 months).<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">6. Is there any processing fee, stamp duty or any other charges?<\/p><p style=\"margin-top: 0; margin-bottom: 5px;\">Yes, there will be minimal charges apply for all approved financing. These charges are:<\/p><ul style=\"list-style-type: disc; padding-left: 20px; margin-top: 5px;\"><li>Wakalah Fee : RM20.00<\/li><li>Processing Fee : RM30.00<\/li><li>Stamp Duty Fee: As mentioned in Stamp Duty Act 1949 (Revised 1989)<\/li><\/ul><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">7. What is the profit rate offered?<\/p><p style=\"margin-top: 0;\">The profit rate offered is fixed at 1.5% per month or 18% per annum. Below is the estimated payment plan table for your reference:<\/p><div style=\"overflow-x: auto; margin: 10px;\"><table style=\"border-collapse: collapse; width: 100%; max-width: 100%; text-align: center;\"><thead><tr style=\"background-color: #38761d; color: white;\"><th style=\"border: 1px solid #dddddd; padding: 12px;\" rowspan=\"2\">Financing Amount (RM)<\/th><th style=\"border: 1px solid #dddddd; padding: 12px;\" colspan=\"4\">Monthly Instalment<\/th><\/tr><tr style=\"background-color: #38761d; color: white;\"><th style=\"border: 1px solid #dddddd; padding: 12px;\">6<\/th><th style=\"border: 1px solid #dddddd; padding: 12px;\">12<\/th><th style=\"border: 1px solid #dddddd; padding: 12px;\">18<\/th><th style=\"border: 1px solid #dddddd; padding: 12px;\">24<\/th><\/tr><\/thead><tbody><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">1,000<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">182<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">99<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">71<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">57<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">2,000<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">364<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">197<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">142<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">114<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">3,000<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">545<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">295<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">212<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">170<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">4,000<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">727<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">394<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">283<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">227<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">5,000<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">909<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">492<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">353<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">284<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">6,000<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">1,090<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">590<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">424<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">340<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">7,000<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">1,272<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">689<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">494<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">397<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">8,000<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">1,454<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">787<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">565<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">454<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">9,000<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">1,635<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">885<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">635<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">510<\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">10,000<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">1,817<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">984<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">706<\/td><td style=\"border: 1px solid #dddddd; padding: 10px;\">567<\/td><\/tr><\/tbody><\/table><\/div><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">8.What are the documents required to apply for redCASH-i Personal Financing?<\/p><div style=\"overflow-x: auto; margin: 10px;\"><table style=\"border-collapse: collapse; width: 100%; max-width: 100%; text-align: center;\"><thead><tr style=\"background-color: #38761d; color: white;\"><th style=\"border: 1px solid #dddddd; padding: 12px;\">No.<\/th><th style=\"border: 1px solid #dddddd; padding: 12px;\">For Individual Salaried Employee<\/th><th style=\"border: 1px solid #dddddd; padding: 12px;\">For Individual Self-Employed<\/th><\/tr><\/thead><tbody><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">i.<\/td><td style=\"border: 1px solid #dddddd; padding: 10px; text-align: left;\"><b>Completed Online Application Form<\/b><\/td><td style=\"border: 1px solid #dddddd; padding: 10px; text-align: left;\"><b>Completed Online Application Form<\/b><\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">ii.<\/td><td style=\"border: 1px solid #dddddd; padding: 10px; text-align: left;\"><b>Copy of NRIC (Both Sides)<\/b><\/td><td style=\"border: 1px solid #dddddd; padding: 10px; text-align: left;\"><b>Copy of NRIC (Both Sides)<\/b><\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">iii.<\/td><td style=\"border: 1px solid #dddddd; padding: 10px; text-align: left;\"><b>Latest 3 months of salary slip<\/b><\/td><td style=\"border: 1px solid #dddddd; padding: 10px; text-align: left;\"><b>Latest Form B\/BE with official tax receipt<\/b><\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">iv.<\/td><td style=\"border: 1px solid #dddddd; padding: 10px; text-align: left;\"><b>Latest 3 months of bank statement (monthly salary credited or other credited income)<\/b><\/td><td style=\"border: 1px solid #dddddd; padding: 10px; text-align: left;\"><b>Business registration Certificate for Sole-Proprietor or Partnership<\/b><\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">v.<\/td><td style=\"border: 1px solid #dddddd; padding: 10px; text-align: left;\"><b>Latest EPF Statement OR Form EA OR Form B\/BE with official tax receipt (optional)<\/b><\/td><td style=\"border: 1px solid #dddddd; padding: 10px; text-align: left;\"><b>Form 9,24,49 for private limited company Sdn.Bhd.<\/b><\/td><\/tr><tr><td style=\"border: 1px solid #dddddd; padding: 10px;\">vi.<\/td><td style=\"border: 1px solid #dddddd; padding: 10px; text-align: left;\">\u00a0<\/td><td style=\"border: 1px solid #dddddd; padding: 10px; text-align: left;\"><b>Latest 3 consecutive months bank statements<\/b><\/td><\/tr><\/tbody><\/table><\/div><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">9. What is the process for redCASH-i loan application?<\/p><p><img decoding=\"async\" src=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/05\/redcash-i-loan-application.png\" alt=\"redcash-i loan application\" \/><\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">10. How long is the approval process after application is successfully submitted?<\/p><p style=\"margin-top: 0;\">The approval process is as fast as 1 business day depending on accuracy of the application details. For the avoidance of doubt, the approved financing amount, profit rate and the payment period may not necessarily be the same as the applied financing. The approved financing is depended on the debt-service-ratio (DSR) calculation of an applicant.<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">11. Will I be notified if my application is approved or declined?<\/p><p style=\"margin-top: 0;\">You will be notified via email on your financing application status. If your financing is approved, the notification will be with instructions to review the approved financing details, perform Direct Debit enrolment, review and signing the financing agreement digitally.<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">12. How fast can I obtain the fund?<\/p><p style=\"margin-top: 0;\">After you completed signed the financing agreement, it will take around 3 to 7 business days for the approved financing amount to be deposited into your personal bank account. (Wakalah Fee of RM20.00, Processing fee of RM30.00 and Stamp Duty fee will be deducted upon financing disbursement).<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">13. How much is the Late Payment Charges?<\/p><p style=\"margin-top: 0; margin-bottom: 10px;\">You are obliged to pay the monthly payment on or before the due date stated in your financing agreement. Failure to pay payment in full or on time will be charged with late payment charge at the rate of 1% per annum on any\/or each overdue payment after the due date.<\/p><p style=\"margin-top: 0; font-style: italic;\">Illustration:<\/p><p style=\"margin-top: 0;\">Late Charges = Overdue Payment Amount x Late payment charges 1%\/365 x (no of days overdue (Date Paid \u2013 Due Date))<\/p><p style=\"margin-top: 0;\">Example: Late Payment Charge = RM 567 x 1%\/365 x (1 day overdue) = RM 0.02<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">14. Can I do Early Settlement and is there any Early Settlement Fee?<\/p><p style=\"margin-top: 0;\">Yes, you can. You just need to send email on your request to careline@redone.com.my and we will provide you the settlement amount on your desired date of settlement. Please take note that early settlement of the financing will not have any changes on the total remaining instalments outstanding, including any late payment charges.<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">15. Can I request a refund for excess payments on my red<span style=\"color: #ff0000;\">CASH-i<\/span> financing account?<\/p><p style=\"margin-top: 0; margin-bottom: 10px;\">Yes, you may be eligible for a refund, depending on the excess amount. Any excess payment of RM10.00 or less made upon the settlement of your red<span style=\"color: #ff0000;\">CASH-i<\/span> Personal Financing account shall be treated as an administrative fee.<\/p><p style=\"margin-top: 0; margin-bottom: 10px;\">For excess payments above RM10.00, you may request a refund. You are required to provide your financing account details, payment transaction information and bank account details to red<span style=\"color: #ff0000;\">ONE<\/span> for verification prior to processing the refund to your bank account.<\/p><p style=\"margin-top: 0;\">Submit your refund request <a style=\"color: #ff0000; font-weight: bold;\" href=\"https:\/\/www.redcash.com.my\/islamic\/contact-us\">[HERE]<\/a>.<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">16. How is the monthly payment calculated?<\/p><p style=\"margin-top: 0;\">The monthly payment is calculated based on the following formula:<\/p><p style=\"margin-top: 5px; font-weight: bold;\">Monthly Payment = (Financing Amount x Tenure (Months) x Fixed Profit Rate per month + Financing Amount) \/ Tenure (months)<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">17. How can I pay the monthly payment?<\/p><p style=\"margin-top: 0; margin-bottom: 5px;\">Payment can be made in many convenient ways:<\/p><ul style=\"list-style-type: disc; padding-left: 20px; margin-top: 5px;\"><li>By payment default via Direct Debit from your bank account<\/li><li>By Online Banking via FPX payment gateway at your red<span style=\"color: #ff0000;\">CASH-i<\/span>&#8216;s portal<\/li><li>By JomPAY from your online banking at 42 participating banks<\/li><\/ul><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">18. What is Direct Debit?<\/p><p style=\"margin-top: 0;\">Direct Debit is a convenient way for you to pay your monthly payments. It authorises RED ONE NETWORK SDN BHD to collect your monthly financing payment automatically from your debit card\/bank account according to your payment schedule.<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">19. How do I sign up or update for Direct Debit?<\/p><p style=\"margin-top: 0; margin-bottom: 5px;\"><strong>Step 1:<\/strong> Login to red<span style=\"color: #ff0000;\">CASH-i<\/span> Account<\/p><p style=\"margin-top: 0; margin-bottom: 5px;\"><strong>Step 2:<\/strong> Click on \u201cUpdate Direct Debit\u201d and key in your debit card details<\/p><p style=\"margin-top: 0; margin-bottom: 5px;\"><strong>Step 3:<\/strong> Perform a one-time successful payment transaction to activate your Direct Debit. (Note: RM1.00 will be charged\/deducted for verification purpose and will be refunded to your financing agreement)<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">20. What should I do if my Direct Debit payment is unsuccessful?<\/p><p style=\"margin-top: 0;\">An SMS will be sent to you upon unsuccessful deduction for the first attempt and a total of 2 subsequent attempts will be made. Once all attempts failed, you need to manually make payment for the lapsed months.<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">21. When will my first payment commence after my financing is approved?<\/p><p style=\"margin-top: 0;\">Your first payment will commence after 30 days from the date of your agreement signing. Your monthly payment amount, due date, payment period and first payment commencement date will be as stipulated in your financing agreement and\/or the Payment Schedule available at your red<span style=\"color: #ff0000;\">CASH-i<\/span>&#8216;s account.<\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">22. What is red<span style=\"color: #ff0000;\">CASH-i<\/span> Takaful plan?<\/p><p style=\"margin-top: 0; margin-bottom: 10px;\">This product is exclusively offering to red<span style=\"color: #ff0000;\">ONE<\/span> Mobile customers. This product provides financial security as to repay your financing outstanding amount in the event of death or disablement caused solely and directly by a sudden, unforeseen and fortuitous event that happens unexpectedly. This product is underwritten by Zurich General Takaful Malaysia Berhad.<\/p><p style=\"margin-top: 0; font-size: 0.9em;\"><em>Disclaimer: RED ONE NETWORK SDN BHD is registered agent of Zurich General Takaful Insurance Malaysia Berhad. The benefit(s) payable under Financing Protection Plan product is protected by PIDM up to limits. Please refer to PIDM\u2019s TIPS Brochure or contact Zurich General Takaful Insurance Malaysia Berhad or PIDM (visit www.pidm.gov.my).<\/em><\/p><\/div><div style=\"margin-bottom: 25px;\"><p style=\"font-weight: bold; margin-bottom: 5px;\">23. Where can I get more information?<\/p><p style=\"margin-top: 0;\">Kindly email us at careline@redone.com.my or call us at 1909* Or 1300 11 0088* to speak to any of our officer.<\/p><\/div><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\"jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-1962\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"2\" role=\"tab\" tabindex=\"0\" aria-controls=\"jet-toggle-content-1962\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">Terms & Conditions<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-1962\" class=\"jet-toggle__content\" data-toggle=\"2\" role=\"tabpanel\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><h3 style=\"font-size: 1.2em; font-weight: bold; margin-bottom: 20px;\">red<span style=\"color: #ff0000;\">CASH-i<\/span> Personal Financing&#8217;s Terms and Condition<\/h3>\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">1.OVERVIEW<\/h3>\n<p style=\"margin: 10px 0;\">1.1. The terms and conditions herein (\u201cTerms and Conditions\u201d) shall apply and bind the approved applicant (\u201cApplicant\u201d) who has been granted with the red<span style=\"color: #ff0000;\">CASH-i<\/span> Financing Facility (\u201cFacility\u201d) by Red <span style=\"color: #ff0000;\">ONE<\/span> Network <span>Sdn Bhd<\/span> (\u201cred<span style=\"color: #ff0000;\">ONE<\/span>\u201d)<\/p>\n<p style=\"margin: 10px 0;\">1.2. The Applicant hereby <span style=\"text-decoration: underline;\">agree<\/span> have read, understood and agreed to be bound by these terms herein and red<span style=\"color: #ff0000;\">ONE<\/span> Mobile&#8217;s Privacy Policy shall be read together as an entire financing agreement<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">2. PURPOSE OF FACILITY<\/h3>\n<p style=\"margin: 10px 0;\">The Applicant hereby undertakes that the Applicant shall use the Facility solely for the purpose specified by the Customer in the red<span style=\"color: #ff0000;\">CASH-i<\/span> Application Form (\u201cApplication Form\u201d)<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">3. USE OF SERVICE<\/h3>\n<p style=\"margin: 10px 0;\">3.1. The Facility is an unsecured financing facility and is based on Shariah principle of Commodity <span>Murabahah<\/span><\/p>\n<p style=\"margin: 10px 0;\">3.2. red<span style=\"color: #ff0000;\">CASH-i<\/span> eligibility as following:<\/p>\n\n<ul style=\"list-style-type: none; padding-left: 0; margin: 10px 0;\">\n \t<li style=\"margin-bottom: 5px;\">3.2.1. Exclusive for red<span style=\"color: #ff0000;\">ONE<\/span> Postpaid Customers more than 6 months<\/li>\n \t<li style=\"margin-bottom: 5px;\">3.2.2. Individual of Malaysian citizen aged between 18 &#8211; 60 years old<\/li>\n \t<li style=\"margin-bottom: 5px;\">3.2.3. Private Sector Employee, Government Servant or Self-Employed<\/li>\n<\/ul>\n<p style=\"margin: 20px 0 10px 0;\">3.3. Mandatory supporting documents for red<span style=\"color: #ff0000;\">CASH-i<\/span> application as following:<\/p>\n\n<div style=\"overflow-x: auto; margin: 10px;\">\n<table style=\"border-collapse: collapse; width: 100%; max-width: 100%; text-align: center;\">\n<thead>\n<tr style=\"background-color: #38761d; color: white;\">\n<th style=\"border: 1px solid #dddddd; padding: 8px;\">For Individual Salaried Employee<\/th>\n<th style=\"border: 1px solid #dddddd; padding: 8px;\">For Individual Self-Employed<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Completed Online Application Form<\/td>\n<td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Completed Online Application Form<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Copy of NRIC (Both Sides)<\/td>\n<td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Copy of NRIC (Both Sides)<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Latest 3 months of salary slip<\/td>\n<td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Latest Form B\/BE with official tax receipt<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Latest 3 months of bank statement (monthly salary credited or other credited income)<\/td>\n<td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Business registration Certificate for Sole-Proprietor or Partnership<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Latest EPF Statement OR Form EA OR Form B\/BE with official tax receipt (optional)<\/td>\n<td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Form 9,24,49 for private limited company Sdn.Bhd.<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\"><\/td>\n<td style=\"border: 1px solid #dddddd; padding: 8px; text-align: left;\">Latest 3 consecutive months bank statements<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p style=\"margin: 10px 0;\">3.4. red<span style=\"color: #ff0000;\">CASH-i<\/span> application at minimum financing amount is at RM1,000.00 to maximum RM10,000.00<\/p>\n<p style=\"margin: 10px 0;\">3.5. The fixed profit rate is at 1.5% per month or 18% per annum<\/p>\n<p style=\"margin: 10px 0;\">3.6. The minimum financing tenure is from 6 months up to maximum 2 years (24 months)<\/p>\n<p style=\"margin: 10px 0;\">3.7. For the avoidance of doubt, the approved financing amount, profit rate and the payment period may not necessarily be the same in the applied financing application as its subject to final credit assessment results and approval from red<span style=\"color: #ff0000;\">ONE<\/span> Mobile<\/p>\n<p style=\"margin: 10px 0;\">3.8. Any difference between the financing amount, profit rate or due date, as the case may be finally approved by the red<span style=\"color: #ff0000;\">ONE<\/span> Mobile shall not affect the validity of these terms and the financing agreement<\/p>\n<p style=\"margin: 10px 0;\">3.9. Applicant affirms that all information provided in the application form and the supporting documents submitted through red<span style=\"color: #ff0000;\">CASH-i<\/span>&#8216;s website, application form or any other accredited channels are true and correct. As such Applicant hereby consents that:<\/p>\n\n<ul style=\"list-style-type: none; padding-left: 0; margin: 10px 0;\">\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">3.9.1. red<span style=\"color: #ff0000;\">ONE<\/span> Mobile will validate such submission with available information on the applicant&#8217;s accounts, credit information and\/or other status checks from applicable entities<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">3.9.2. The Applicant agrees that the financing application data provided can be used by red<span style=\"color: #ff0000;\">ONE<\/span> Mobile to pre-fill any of the Applicant&#8217;s future financing application<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">3.9.3. Any incorrect information, misrepresentation, misleading information that if provided and known will result to delay or rejection of the application<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">3.9.4. red<span style=\"color: #ff0000;\">ONE<\/span> Mobile has the right to cancel\/decline the application if reply or feedback has not been received within the specified period of time<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">3.9.5. red<span style=\"color: #ff0000;\">ONE<\/span> Mobile retains the sole right to approve, decline, modify, change, increase or decrease your financing application without any liability to the Applicant<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">3.9.6. red<span style=\"color: #ff0000;\">ONE<\/span> Mobile also has the right to offer Applicant different financing product features or services<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">3.9.7. red<span style=\"color: #ff0000;\">ONE<\/span> Mobile have absolute right to retain on all the provided supporting documents or information as permissible under the regulations retention period.<\/li>\n<\/ul>\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">4. ACCEPTANCE OF APPROVED FINANCING APPLICATION<\/h3>\n<p style=\"margin: 10px 0;\">4.1. Upon approval of the red<span style=\"color: #ff0000;\">CASH-i<\/span> application, the Applicant will be notified by email to review the financing agreement and e-sign the financing agreement<\/p>\n<p style=\"margin: 10px 0;\">4.2. The validity of the approval is at maximum 30 business days from the approval date<\/p>\n<p style=\"margin: 10px 0;\">4.3. You may need re-apply a new financing application if you are failed to complete acceptance of the approved financing amount and\/or e-sign the financing agreement within the specified time mentioned in 4.2<\/p>\n<p style=\"margin: 10px 0;\">4.4. The signed stamped financing agreement together with the stamp certificate will be sent to your registered email address and deemed to be served upon successful transmission of the email.<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">5. FINANCING DISBURSEMENT<\/h3>\n<p style=\"margin: 10px 0;\">5.1. All approved financing amount will be disbursed to your Personal Saving or Current Account provided in the application form<\/p>\n<p style=\"margin: 10px 0;\">5.2. A processing fee of RM30.00, Wakalah fee of RM 20.00, stamp duty and\/or Takaful contribution (if applicable) will be deducted upon financing disbursement<\/p>\n<p style=\"margin: 10px 0;\">5.3. Any incorrect bank information provided in the application form may result to delay or rejection of electronic payment or bank transfer to your bank account<\/p>\n<p style=\"margin: 10px 0;\">5.4. The accuracy of the bank information is also your responsibility and red<span style=\"color: #ff0000;\">CASH-i<\/span> will not hold any liability for any reason of the rejection or wrong bank account number that omitted by you<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">6. INSTALMENT<\/h3>\n<p style=\"margin: 10px 0;\">6.1. The monthly instalment amount, due date, payment period and first instalment commencing date will be as stipulated in the Applicant\u2019s financing agreement<\/p>\n<p style=\"margin: 10px 0;\">6.2. The default instalment payment method is Direct Debit. Other available payment methods available via Online Banking through FPX or JomPAY<\/p>\n<p style=\"margin: 10px 0;\">6.3. red<span style=\"color: #ff0000;\">CASH-i<\/span> reserved the right of the payment allocation on each payment without any notice to the Applicant<\/p>\n<p style=\"margin: 10px 0;\">6.4. A receipt on each payment will be generated and made available at the Applicant\u2019s red<span style=\"color: #ff0000;\">CASH-i<\/span>&#8216;s account<\/p>\n<p style=\"margin: 10px 0;\">6.5. Partial or early settlement will not have any changes on the balance principal or profit rate payable under the financing agreement, the Applicant is required to pay the total outstanding of the remaining instalments including any other accrued charges or\/and accrued late payment charge outstanding (if any)<\/p>\n<p style=\"margin: 10px 0;\">6.6. If applicable, any excess payment of RM10.00 or less made upon the settlement of your red<span style=\"color: #ff0000;\">CASH-i<\/span> Personal Financing account shall be treated as an administrative fee. For excess payments exceeding RM10.00, you may request a refund by providing your financing account details, payment transaction information and bank account details to red<span style=\"color: #ff0000;\">ONE<\/span> Mobile.<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">7. GROSS MONTHLY INSTALMENT CALCULATION<\/h3>\n<p style=\"margin: 10px 0;\">Facility Monthly Instalment is derived based on the formula: &#8211;<\/p>\n<p style=\"margin: 10px 0;\"><strong>MI = [(P*I*T) + P]\/M<\/strong><\/p>\n<p style=\"margin: 10px 0;\">Where, MI = Monthly Instalment; P = Financing Amount; I = Profit Rate per annum; T = Facility Tenure in years; M = Facility Tenure in months<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">8. PRESCRIBED PROFIT RATE<\/h3>\n<p style=\"margin: 10px 0;\">The respective profit rate(s) applicable to the Facility as stated in the Payment Schedule, which expression shall, wherever the context so permits, include any and such other rate which red<span style=\"color: #ff0000;\">ONE<\/span> Mobile may at any time or from time to time, stipulate at the time of entry into the Commodity Murabahah transactions.<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">9. EVENTS OF DEFAULTS<\/h3>\n<p style=\"margin: 10px 0;\">9.1. Without prejudice to red<span style=\"color: #ff0000;\">ONE<\/span> Mobile\u2019s right to recall the Facility with prior notice on demand, red<span style=\"color: #ff0000;\">ONE<\/span> Mobile shall be entitled, at its absolute discretion, to recall the Facility and demand payment of the indebtedness upon the occurrence of any of the following events:<\/p>\n\n<ul style=\"list-style-type: none; padding-left: 0; margin: 10px 0;\">\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">9.1.1. if the Applicant shall default in payment of monthly instalments or any sum due and payable under these Terms and Conditions (whether demanded or not);<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">9.1.2. if the Applicant is in breach of any provisions of these Terms and Conditions;<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">9.1.3. if for any reason these Terms and Conditions is or becomes invalid or unenforceable;<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">9.1.4. if a bankruptcy proceeding is initiated against the Customer;<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">9.1.5. if the Applicant dies or becomes of unsound mind;<\/li>\n \t<li>9.1.6. if any documents and information supplied by the Applicant is false, untrue or misleading;<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">9.1.7. if there is any fictitious, forged or fraudulent misrepresentation in the Facility application of the Applicant. then, and in any such case, red<span style=\"color: #ff0000;\">ONE<\/span> Mobile shall give not less than fourteen (14) days\u2019 written notice to the Applicant to terminate this Facility whereupon the whole of the Balance Sum shall forthwith become payable and the Applicant shall pay:<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">9.1.8. Late Payment Charge, as defined in Clause 10 herein, on the outstanding Balance Sum (before judgement) until the whole of the Balance Sum is fully paid;<\/li>\n \t<li style=\"margin-bottom: 5px; padding-left: 30px;\">9.1.9. all expenses and other charges (including red<span style=\"color: #ff0000;\">ONE<\/span> Mobile\u2019s solicitor\u2019s cost) incurred by red<span style=\"color: #ff0000;\">ONE<\/span> Mobile in enforcing payment of any sums payable by the Applicant to red<span style=\"color: #ff0000;\">ONE<\/span> Mobile;<\/li>\n<\/ul>\n<p style=\"margin: 10px 0;\">9.2. In the event of Applicant have defaulted on payments, red<span style=\"color: #ff0000;\">ONE<\/span> Mobile shall be entitled to enforce or exercise any right under the financing agreement, collections and recovery, legal action including reporting to credit bureaus<\/p>\n<p style=\"margin: 10px 0;\">9.3. In addition to the above, red<span style=\"color: #ff0000;\">ONE<\/span> Mobile reserves the right, at its sole discretion, to suspend or terminate any other services within red<span style=\"color: #ff0000;\">ONE<\/span> Mobile Group, including but not limited to the suspension or termination of red<span style=\"color: #ff0000;\">ONE<\/span> mobile services in the event of any payment default by the Applicant<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">10. LATE PAYMENT CHARGE<\/h3>\n<p style=\"margin: 10px 0;\">10.1. In addition to the profit rate payable under the financing agreement, the Applicant hereby further agree to pay late payment charge at the rate of 1% per annum on any\/or each overdue instalments after the due date<\/p>\n<p style=\"margin: 10px 0;\">10.2. Any reminder letter or notices shall be deemed to have been duly served if sent to the Applicant via any digital communication channels or email to the email address(es) specified in the application form or financing agreement.<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">11. AMENDMENTS OF TERMS AND CONDITIONS<\/h3>\n<p style=\"margin: 10px 0;\">The use of the Facility is subject to the terms and conditions herein contained. Subject to compliance with Shariah principles, red<span style=\"color: #ff0000;\">ONE<\/span> Mobile reserves the right at any time to add, alter, delete, modify, change or vary all or any of those terms and conditions stated herein. Such alteration, deletion, modification, change, variations, revisions or additions will become effective once they are displayed in the red<span style=\"color: #ff0000;\">CASH-i<\/span>\u2019s website. Applicant agrees to comply with all revised and additional regulations.<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">12. TELEPHONE MONITORING &amp; RECORDING<\/h3>\n<p style=\"margin: 10px 0;\">red<span style=\"color: #ff0000;\">ONE<\/span> Mobile is entitled to monitor and record for its own purposes, any call(s) made with the Applicant at red<span style=\"color: #ff0000;\">ONE<\/span> Mobile\u2019s absolute discretion without notice to or further approval from the Applicant. The Applicant agrees that red<span style=\"color: #ff0000;\">ONE<\/span> Mobile shall be entitled to use such recordings and transcripts thereof as evidence in any disputes.<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">13. ASSIGNMENT<\/h3>\n<p style=\"margin: 10px 0;\">red<span style=\"color: #ff0000;\">ONE<\/span> Mobile shall be entitled at any time without the consent of the Applicant to assign the whole or any part of its rights or obligations hereunder with or without notice to the Applicant.<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">14. TIME OF ESSENCE<\/h3>\n<p style=\"margin: 10px 0;\">Time wherever mentioned shall be deemed to be the essence of these Terms and Conditions.<\/p>\n\n<h3 style=\"font-size: 1.1em; font-weight: bold; margin-top: 25px; margin-bottom: 15px;\">15. GOVERNING LAW<\/h3>\n<p style=\"margin: 10px 0;\">These Terms and Conditions shall be governed by the laws of Malaysia.<\/p>\n<p style=\"margin: 20px 0; font-style: italic;\">Note: In the event of discrepancy, ambiguity and conflict in interpreting any term or condition, the English version shall prevail and supersede the Bahasa Malaysia version.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Personal Financing Exclusivelyfor redONE Mobile Customers Personal Financing Exclusivelyfor redONE Mobile Customers Everything is easier with redCASH Personal Financing! You only need to follow these 4 simple steps to apply for your personal loan with a 24-hour loan approval period! *For a full list of countries and their respective call charges, please check here. *All [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":82084,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-82069","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Easy Personal Financing Now at Your Fingertips! - The Lowest Postpaid &amp; Prepaid Plans | redONE Mobile<\/title>\n<meta name=\"description\" content=\"Get up to RM10,000 for your every need!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.redonemobile.com.my\/en\/redcash\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Easy Personal Financing Now at Your Fingertips! - The Lowest Postpaid &amp; Prepaid Plans | redONE Mobile\" \/>\n<meta property=\"og:description\" content=\"Get up to RM10,000 for your every need!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.redonemobile.com.my\/en\/redcash\/\" \/>\n<meta property=\"og:site_name\" content=\"The Lowest Postpaid &amp; Prepaid Plans | redONE Mobile\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/redONEMobile\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-03T00:02:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/04\/mobile-slider-eng.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1250\" \/>\n\t<meta property=\"og:image:height\" content=\"938\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@redonenetwork\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"29 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.redonemobile.com.my\/en\/redcash\/\",\"url\":\"https:\/\/www.redonemobile.com.my\/en\/redcash\/\",\"name\":\"Easy Personal Financing Now at Your Fingertips! - The Lowest Postpaid &amp; Prepaid Plans | redONE Mobile\",\"isPartOf\":{\"@id\":\"https:\/\/www.redonemobile.com.my\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.redonemobile.com.my\/en\/redcash\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.redonemobile.com.my\/en\/redcash\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/04\/mobile-slider-eng.jpg\",\"datePublished\":\"2026-04-29T16:12:01+00:00\",\"dateModified\":\"2026-05-03T00:02:27+00:00\",\"description\":\"Get up to RM10,000 for your every need!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.redonemobile.com.my\/en\/redcash\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.redonemobile.com.my\/en\/redcash\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.redonemobile.com.my\/en\/redcash\/#primaryimage\",\"url\":\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/04\/mobile-slider-eng.jpg\",\"contentUrl\":\"https:\/\/www.redonemobile.com.my\/wp-content\/uploads\/2026\/04\/mobile-slider-eng.jpg\",\"width\":1250,\"height\":938},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.redonemobile.com.my\/en\/redcash\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.redonemobile.com.my\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"redCASH\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.redonemobile.com.my\/en\/#website\",\"url\":\"https:\/\/www.redonemobile.com.my\/en\/\",\"name\":\"The Lowest Postpaid & Prepaid Plans | redONE Mobile\",\"description\":\"Explore our selection of the best value postpaid and prepaid plans. 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